Benefit Trust

ABC SoCal Benefit Trust: Tailored Coverage for the Modern Contractor

“The major advantage of this Trust goes well beyond competitive rates. The Benefit Trust allows contractors to be more competitive when bidding on prevailing wage jobs by lowering the contractor’s payroll burden.”

Welcome to ABC SoCal’s BenefitTrust, where we understand the unique needs of contractors like you. As part of ABC SoCal Trust, we’re dedicated to providing you with comprehensive coverage that’s both flexible and affordable. Here’s what makes our Benefit Trust stand out:

  • Competitive Rates for Every Contractor: Regardless of your company’s size, join our network and enjoy competitive rates and enhanced benefit options. Our strong ties with carriers ensure continuous rate stability, making our offerings more appealing than ever.

  • Bona Fide Fringe Benefits: With ABC SoCal, you’re in safe hands. We’re recognized as a bona fide plan for both Federal Davis Bacon and the State of California’s prevailing wage work. Tailored specifically for contractors, our plans enable efficient allocation of prevailing wage fringe dollars across various jobs and labor classes. This not only helps in reducing your labor and bid costs but also provides a competitive edge in winning more contracts.

  • Customized Plans for Unique Needs: Every contractor is different, and so should be their benefit plans. Choose from a plethora of plan designs, backed by nationally acclaimed carrier partners such as Blue Shield, Kaiser Permanente, and more.

  • Hour Banking with ABC’s Dollar Bank Program: Say goodbye to the traditional monthly benefit payments. With our innovative Dollar Bank program, you can now pay for fringe benefits by the hour. Not only does this allow flexibility during non-peak seasons but also aids in reducing your taxable wage base, resulting in lowered payroll taxes.


  • The Trust combines approximately 40 ABC Contractor members to form a buying force of over 2,000 employees.
  • The Trust is approved by the Department of Labor and the IRS.
  • The Trust is in full compliance with State Prevailing Wage, Davis Bacon laws as well as the Affordable Care Act.
  • The Trust is a HUGE benefit for employers with less than 100 employees, as it eliminates premiums based upon the employee’s age.

Interested in learning more? Complete the form below today and discover how ABC SoCal’s Trust can elevate your contractor experience.

What We Cover

We offer HMO and PPO options that fit a variety of benefits needs from some of California’s trusted carriers.

Specialty Benefits

We can help with your dental, vision, and life insurance needs.

Retirement Plans

Our plans are specifically designed for contractors. This allows for the allocation of prevailing wage fringe dollars across varying jobs and labor classes, all while meeting the Calsavers mandate.

Savings Calculator


Please send us a message if you have any questions.

West Coast Group Benefits

10809 Thornmint Road, Suite 100, 
San Diego, CA 92127 

Cell: (205) 790-3299 | Office: (858) 524-1564

Harrison Cooney, Producer
[email protected]